Cycling is a healthy and eco-friendly mode of transport, but accidents can happen — especially if someone comes from the wrong side and causes a crash. If you or someone you know has been injured in such an incident, here’s a step-by-step guide to handle the situation and claim compensation properly.
🚸 1. Ensure Safety First
Check for injuries and move to a safe spot. If there’s pain or visible injury, visit a clinic or hospital — even for minor wounds.
📸 2. Collect Evidence
Take photos of:
- Accident location
- Damage to the bicycle
- Your injuries
- The person who caused the accident (if possible)
- Any vehicles involved
💷 3. Get the Other Person’s Details
Exchange information such as:
- Full name and contact number
- ID or residence information
- Vehicle number if applicable
Ask if they have personal liability insurance (個人賠償責任保険).
🚓 4. File a Police Report
Visit a Koban (police box) or police station and report the incident. Request to file a Jiko Todoke (事故届).
👥 5. Talk to Witnesses
If someone saw the accident, collect their contact details. Witnesses can support your claim.
💰 6. Claiming Compensation
From the other party:
- Request payment for medical and repair expenses
- If refused, send a formal claim letter or go to small claims court (簡易裁判所)
From your insurance:
- Contact your insurer if you have accident or bicycle insurance
📂 7. Keep All Documents
- Medical receipts
- Repair bills
- Police report
- Photos and messages
💬 Sample Message in Japanese
先日の事故についてですが、自転車や体に損傷がありました。病院の費用と修理代をご負担いただけますでしょうか。保険にご加入であれば、保険会社からの対応でも構いません。ご連絡をお待ちしております。
Translation: Regarding the recent accident, there were damages to my bicycle and injuries to my body. Could you please cover the hospital expenses and repair costs? If you have insurance, it is also fine to handle it through your insurer. I look forward to your response.
🚴♀️ Stay Safe and Know Your Rights
Accidents are unfortunate but knowing how to handle them can reduce stress and protect your rights. Stay safe, follow traffic rules, and encourage others to do the same — both cyclists and pedestrians!
